MERCHANT CASH ADVANCE

Merchant Cash Advances are a great financing option for small businesses that accept credit cards. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!

Merchant cash advance is a form of small business funding, similar to fast cash advances, that provides companies with quick access to working capital. A business owner sells a portion of its future credit card revenue to an MCA firm at a discount. This type of small business financing can be classified as "factoring" or "credit card receivables funding." An MCA is not a loan; there are no personal guarantees required.

  Minimum 3 months in business
  No Minimum credit score to qualify
  Need 4 months credit card processing and 4 months bank statements
  No Personal Guarantee & No Collateral Required, 100% Unsecured Funds
  Minimal Paperwork Required, Quickly Get Funded Within a Few Days
  Bad Credit OK, Our Programs are Business Performance Driven

How it works

  • Single Free Loan Application

    Step 1

    Complete a single loan free application.

  • Financing Options

    Step 2

    Get the best financing options available for your business.

  • Get Funds

    Step 3

    Get Funds!

PERSONAL FUNDING

Our alternative funding services are designed for borrowers who do not quite fit traditional financing requirements. We are a lender who thinks beyond "the box". We're the experts to seek when you're getting nowhere with local bankers. If you're tired of worthless traditional financing and are seeking 'above average' amounts of $30,000 to $150,000 in personal loans/CASH (unsecured) and funding amounts exceeding $200,000 in a combination of personal loans, lines of credit, and/or credit lines, the One Stop is the right place! This is not just 'any' type of loan/funding service. We do our best to make sure that we get the maximum funding we can for our clients ...and protect there credit too. We are one of the few companies out there that actually offers true cash loans versus a bunch of credit cards.

We have two programs: Get up to $400,000 in personal unsecured loans. Combine Program #1 and Program #2 for maximum funding.

Program #1

  No Income Documentation Required
  Get Up To $200,000 or more in an unsecured loan line of credit and/or in revolving lines of credits.
  Interest Rates as low as 6.99%
  0% intro rates for the first 6 - 12 months
  No Collateral
  Our credit lines are unsecured
  No liens against any work equipment or property
  NO UPFRONT COST
  We are paid on results only
  No Restriction on Use
  Funding as quick as 5 business days
  No income verification
  No Employment Verification
  No Asset Verification
  680+ credit score
  Funding as quickly as 5 business days

Program #2

  Lite Doc Loan
  Get up to $200,000 in unsecured Cash Loan, true cash.
  Interest rates as low as 6.99%
  Cash Loans are unsecured
  No Upfront Cost
  No Restriction on Use
  No liens against any work equipment or property
  Verified Employment with Paystub
  No Asset Verification
  We are paid on results only
  680+ credit score (we may be able to get your cash loan with credit score as low as 640)
  Funding as quickly as 3 business days

Half of our loan for program #2 may not even require any income documentation. This will depend on your profile and credit score.

How it works

  • Single Free Loan Application

    Step 1

    Complete a single loan free application.

  • Financing Options

    Step 2

    Get the best financing options available for your business.

  • Get Funds

    Step 3

    Get Funds!

FRANCHISE FUNDING

Finance Your Dream Franchise with One Stop Funding Solutions Franchise Business Loans

If you've always wanted to start your own business but have been afraid of the financial risk involved, opening a franchise might be the perfect solution for you. With a franchise, you get all of the independence, responsibility, and potential profit associated with owning your own business. Unlike starting a business from scratch, a franchise comes with a proven business model and a well-known brand, reducing your risk of failure dramatically.

Choosing a Finance Lender

Lenders are well aware of the benefits associated with opening and operating a franchise and are more willing to approve franchise loans than a standard small business loan for a start-up. Franchise business loans typically come with more attractive terms than you are likely to find for any other type of start-up business loan. This is because lenders consider the financial stability, business model, and previous success of the franchise parent company when reviewing a loan application. Banks and alternative lenders are finding franchises to be an increasingly attractive investment. In 2011, the SBA reported approval of $1.5 billion in 7(a) loans for franchises, up from approximately $826 million the previous fiscal year. The 7(a) loan-guarantee program is the SBA's most popular loan program.

How it works

  • Single Free Loan Application

    Step 1

    Complete a single loan free application.

  • Financing Options

    Step 2

    Get the best financing options available for your business.

  • Get Funds

    Step 3

    Get Funds!

BUSINESS ACQUISITION

The Business Acquisition Loan Program: Secure a business acquisition loan quickly with favorable terms.

The financial recession that started in 2008 has affected nearly every aspect of the business world. The financing industry experienced perhaps the biggest change.Banks have become tight with credit and loan approval rates have dwindled as a result. Business acquisition loans are no exception. Banks that became accustomed to financing up to 80% of a purchase are now typically funding only around 50%. This means larger down payments are required from the buyers and seller financing is becoming more and more common.

According to a recent article in Inc. Magazine, the credit crunch led to an increase in seller financing after the Great Recession. The article explains that securing capital and the best financing terms for an acquisition can be challenging and has resulted in changes in the financial system.

Now, here is some good news:

Securing business acquisition financing with more favorable terms IS possible. A business acquisition loan simply requires a little more preparation and flexibility by both the buyer and seller. Business acquisition financing can be used for financing the purchase of an existing company, refinancing, or purchasing a franchise.

How it works

  • Single Free Loan Application

    Step 1

    Complete a single loan free application.

  • Financing Options

    Step 2

    Get the best financing options available for your business.

  • Get Funds

    Step 3

    Get Funds!